How to Retire as Early as Humanly Possible

The modern world lures us into giving away our freedom, argues early retiree Jacob Lund Fisker. The vast majority of adults are caught in an unfulfilling cycle of consumerism: They sell decades of their lives to employers so they can buy consumable goods and status symbols that don’t make them happy. Luckily, Fisker says, it’s possible to break out of this system: He did this by learning how to survive on just $7,000 a year, which allowed him to permanently retire at age 33. In Early Retirement Extreme, he teaches others how to do the same.

In this guide, you’ll learn the basic principles of Fisker’s frugal mindset and how you, too, can retire at an extremely early age. In our commentary, we’ll examine popular ideas from the early retirement community that provide intellectual context for Fisker’s argument and help you save even more money. We’ll also highlight counterpoints to Fisker’s point of view from books including 168 Hours and I Will Teach You to Be Rich.

Your Money or Your Life guides you through 9 steps to reach financial independence—not having to work for money. Unlike other personal finance books, this book is about more than budgeting. Rather, it’s about changing your entire relationship with money and, consequently, living a more meaningful life. You’ll learn to think of money as “life energy”—the time and energy you dedicate to paid work—and use this new mindset to align your spending habits with your values, purpose, and dreams.

You don’t have to choose between saving money and enjoying your life. Transforming how you think about money is the key to having both the life you want and the money to achieve and maintain it. In the 9-step program, you’ll learn to pay down your debt, generate passive income, simplify your life, and retire early.

In Money: Master the Game, motivational speaker and life coach Tony Robbins argues that anyone can master money, achieve financial well-being, and create their dream lifestyle. In Robbins’ view, to master money means building an investing strategy that yields passive income for life and gives you the choice of when, where, and whether to continue working. Conversely, neglecting to master money means that you’ll always need to trade your time for money.

Our guide unpacks Robbins’s approach to changing your money mindset and financial strategy, and we contrast it with popular approaches to financial independence such as Financial Independence Retire Early (FIRE) and Early Retirement Extreme (ERE).

The modern world lures us into giving away our freedom, argues early retiree Jacob Lund Fisker. The vast majority of adults are caught in an unfulfilling cycle of consumerism: They sell decades of their lives to employers so they can buy consumable goods and status symbols that don’t make them happy. Luckily, Fisker says, it’s possible to break out of this system: He did this by learning how to survive on just $7,000 a year, which allowed him to permanently retire at age 33. In Early Retirement Extreme, he teaches others how to do the same.

In this guide, you’ll learn the basic principles of Fisker’s frugal mindset and how you, too, can retire at an extremely early age. In our commentary, we’ll examine popular ideas from the early retirement community that provide intellectual context for Fisker’s argument and help you save even more money. We’ll also highlight counterpoints to Fisker’s point of view from books including 168 Hours and I Will Teach You to Be Rich.

In Money: Master the Game, motivational speaker and life coach Tony Robbins argues that anyone can master money, achieve financial well-being, and create their dream lifestyle. In Robbins’ view, to master money means building an investing strategy that yields passive income for life and gives you the choice of when, where, and whether to continue working. Conversely, neglecting to master money means that you’ll always need to trade your time for money.

Our guide unpacks Robbins’s approach to changing your money mindset and financial strategy, and we contrast it with popular approaches to financial independence such as Financial Independence Retire Early (FIRE) and Early Retirement Extreme (ERE).

Your Money or Your Life guides you through 9 steps to reach financial independence—not having to work for money. Unlike other personal finance books, this book is about more than budgeting. Rather, it’s about changing your entire relationship with money and, consequently, living a more meaningful life. You’ll learn to think of money as “life energy”—the time and energy you dedicate to paid work—and use this new mindset to align your spending habits with your values, purpose, and dreams.

You don’t have to choose between saving money and enjoying your life. Transforming how you think about money is the key to having both the life you want and the money to achieve and maintain it. In the 9-step program, you’ll learn to pay down your debt, generate passive income, simplify your life, and retire early.

The modern world lures us into giving away our freedom, argues early retiree Jacob Lund Fisker. The vast majority of adults are caught in an unfulfilling cycle of consumerism: They sell decades of their lives to employers so they can buy consumable goods and status symbols that don’t make them happy. Luckily, Fisker says, it’s possible to break out of this system: He did this by learning how to survive on just $7,000 a year, which allowed him to permanently retire at age 33. In Early Retirement Extreme, he teaches others how to do the same.

In this guide, you’ll learn the basic principles of Fisker’s frugal mindset and how you, too, can retire at an extremely early age. In our commentary, we’ll examine popular ideas from the early retirement community that provide intellectual context for Fisker’s argument and help you save even more money. We’ll also highlight counterpoints to Fisker’s point of view from books including 168 Hours and I Will Teach You to Be Rich.

In The Millionaire Fastlane, multimillionaire entrepreneur and investor MJ DeMarco challenges conventional wisdom about how to create wealth and offers a simple formula to shortcut your path to riches and early retirement.

According to DeMarco, all financial strategies follow one of three formulas—Insatiable Consumption, Hopeful Accumulation, and Active Production. Each formula represents a distinct attitude and approach that determines both the amount of money you can accumulate and the speed at which you can achieve your financial goal.

The Millionaire Fastlane explores DeMarco’s key ideas about each of these three formulas and his argument that the first two represent common shortcuts to wealth that don’t guarantee financial freedom. However, he claims, there is a way to generate a massive income in a short time. DeMarco explains how, providing actionable advice to fast-track your path to wealth. Throughout this guide, we’ll compare and contrast DeMarco’s key ideas with research and practical advice from financial advisors and successful entrepreneurs.

In Money: Master the Game, motivational speaker and life coach Tony Robbins argues that anyone can master money, achieve financial well-being, and create their dream lifestyle. In Robbins’ view, to master money means building an investing strategy that yields passive income for life and gives you the choice of when, where, and whether to continue working. Conversely, neglecting to master money means that you’ll always need to trade your time for money.

Our guide unpacks Robbins’s approach to changing your money mindset and financial strategy, and we contrast it with popular approaches to financial independence such as Financial Independence Retire Early (FIRE) and Early Retirement Extreme (ERE).

The modern world lures us into giving away our freedom, argues early retiree Jacob Lund Fisker. The vast majority of adults are caught in an unfulfilling cycle of consumerism: They sell decades of their lives to employers so they can buy consumable goods and status symbols that don’t make them happy. Luckily, Fisker says, it’s possible to break out of this system: He did this by learning how to survive on just $7,000 a year, which allowed him to permanently retire at age 33. In Early Retirement Extreme, he teaches others how to do the same.

In this guide, you’ll learn the basic principles of Fisker’s frugal mindset and how you, too, can retire at an extremely early age. In our commentary, we’ll examine popular ideas from the early retirement community that provide intellectual context for Fisker’s argument and help you save even more money. We’ll also highlight counterpoints to Fisker’s point of view from books including 168 Hours and I Will Teach You to Be Rich.

Like most people, Paul Millerd was taught to place conventional, full-time work at the center of his life—but it made him miserable. Now, he’s a freelance blogger, consultant, career coach, and online course creator—and he’s much more satisfied with his life. In The Pathless Path, Millerd encapsulates his non-traditional approach to career success and lifelong happiness: deprioritizing work and pursuing a more meaningful, creative life through freelancing instead.

In this guide, you’ll learn about the historical trends that have led most Americans to prioritize work, the disadvantages of prioritizing work, and an alternative to this way of life—freelancing. You’ll also learn how and why Millerd shifted from the traditional workforce to the world of freelancing and his advice for making the transition yourself. In our commentary, we’ll talk about other perspectives on work and what makes life meaningful, and we’ll provide additional tips for those interested in freelancing.

Many people want to retire as millionaires so that they have the time and money to travel, buy luxury cars and homes, or visit with their friends and families. However, you don’t need to be a millionaire to do all these things. You don’t even need to retire.

In The 4-Hour Workweek, entrepreneur, consultant, and life coach Tim Ferriss explains how anyone can live the retired millionaire lifestyle by building their own business, automating it, and then collecting the income while they go off to live their dreams. In this guide, we’ll describe each of Ferriss’s steps to creating this life. We’ll also examine why some of his recommendations are particularly effective and explore alternatives and counterarguments to other suggestions.