Money Mantras Kids Need to Hear

How you handle your finances determines whether you succeed in life. In the Total Money Makeover, radio talk show host and author Dave Ramsey lays out simple steps for freeing yourself from debt and setting yourself up for success: following a monthly budget, buying only what you can afford, eliminating consumer debt, saving for emergencies, investing for retirement and your kids’ college education, and paying off your mortgage. Intended for everyone—from high earners to people thousands of dollars in debt—Ramsey’s common-sense principles put you in control of your money and your life.

Most of us assume financial success depends on education and intelligence. But in The Psychology of Money, finance expert Morgan Housel presents an alternate hypothesis: The key to financial success lies in understanding human behavior. Housel posits that when you understand how emotions and beliefs influence your financial decisions, you’ll make better financial decisions.

In this guide, we compare Housel’s advice with that of other finance experts and supplement his ideas with concrete recommendations. You’ll learn why people fail to achieve financial success and what’s behind your desire for money. You’ll also learn what to include in a financial strategy, how to create one you can follow for decades, how to follow it through those decades—and how to pay attention to the information you need to do so.

Do you constantly get swept away by your emotions? Would you like to learn how to control your emotional reactions at home or at work? Or maybe you’re uncomfortable with emotions, and don’t understand why you or anyone else feels them? Emotional Intelligence by Daniel Goleman is a comprehensive look at what emotions are and why we have them, how we can get better at managing them, and why the well-being of humanity might depend on us doing so.

Jack Canfield struck gold as a co-author of the best-selling Chicken Soup for the Soul book series, but it took years for him to achieve success. In The Success Principles, he details 67 principles to help anyone achieve their goals and dreams, based on his study and interviews with hundreds of successful people. The basic formula for success is to identify what you want, know that you deserve to have it, and use the book’s principles to get you there.

The book's Principles include taking responsibility for your life, setting goals and visualizing success, facing your fears, forgiving others so you can move forward, asking for and graciously receiving feedback, and appreciating your successes.

Do you ever feel financially stuck, unable to make enough money to live the life you want? Do you feel like a lack of money is holding you back from reaching your goals? According to Jen Sincero in You Are a Badass at Making Money, the key to breaking out of a financial rut is changing the way you think about money. She argues that by ridding yourself of underlying, limiting beliefs about money, identifying your aspirations, and trusting in the universe, you can become wealthy enough to live the life that reflects your best, most authentic self.

In this guide, we’ll discuss Sincero’s advice on identifying your unconscious beliefs about money and thinking more optimistically about your finances. In our commentary, we’ll explore some financial strategies you can use to shift your mindset around money, along with some alternative methods for achieving financial success.

Do you feel insecure about your finances and powerless to improve them? If so, you’re not alone.

Many experts suggest advice for overcoming this feeling. While they offer different approaches to financial management, they tend to agree on the first step toward taking control of your finances: Cultivate an empowering money mindset.

In this Master Guide, we’ll:

• Explain what a money mindset is and how it impacts the way you manage your finances—either empowering you to move toward financial success or disempowering you and worsening your financial situation.
• Provide practical advice for identifying and overcoming beliefs that may be holding you back from financial success.
• Explore insights and suggestions from a range of experts, including self-made millionaire T. Harv Eker, success coach Jen Sincero, finance expert Robert Kiyosaki, habit specialist James Clear, and self-help guru Tony Robbins.

In 1-2-3 Magic, clinical psychologist Thomas W. Phelan introduces a simple countdown approach to discipline that lets you spend less time managing your child’s behavior and more time enjoying your relationship. The book distills discipline into two tasks: stopping unwanted behavior and initiating productive behavior. Phelan explains that when you’re able to spend less time on discipline, you’ll have more time to focus on your more enjoyable parental duty: cultivating a warm and loving relationship with your child.

Phelan’s approach will resonate with parents looking for a discipline model that builds children’s self-efficacy, self-esteem, and independence. His tools help you redirect behavior, skip lectures, reduce conflicts, and establish positive routines. We’ll supplement Phelan’s advice with additional tips for parents on how to change their own behaviors, insights into how some of Phelan’s recommendations can apply to adults, and historical background on child discipline.

Does thinking about your personal finances make your palms start to sweat? If so, you’re not alone. The sheer amount of information out there about managing your finances is overwhelming, especially for people in their 20s or 30s who are just starting their financial journeys. Ramit Sethi is a self-taught expert in personal finance whose goal is to help you cut through the noise of conflicting and overly technical financial advice, get past your own hang-ups around money, and take small steps toward a “rich life”—whatever that looks like for you.

In this summary, you’ll learn how to use credit cards wisely, choose the right bank accounts and investment accounts, plan out your spending, and ultimately create a financial system that grows your money automatically.

No, you’re not a bad parent. And your kids are actually good kids—parenting is just hard. Do you wish it came with a manual? Clinical psychologist Becky Kennedy’s Good Inside might be just what you need.

Good Inside is a parenting manual to help you make changes in your child’s behavior while building a positive relationship with them. Most parenting advice sees children’s behavior as a problem to be fixed through time-outs, rewards, and serious conversations. But Becky Kennedy argues that these strategies jeopardize your connection with your children. That’s a high price to pay for band-aid strategies that don't deal with the root causes of problematic behaviors.

Our guide lays out the core principles of Kennedy’s approach to parenting, her essential toolkit for dealing with challenging behavior, and strategies to deal with 10 common parenting challenges. We complement Kennedy’s advice with that of other experts, including the authors of parenting classics The Whole-Brain Child, 1-2-3 Magic, and How to Talk So Kids Will Listen & Listen So Kids Will Talk.

Will breastfeeding your baby raise their IQ? When should you start potty training your toddler? Parents of young children often ask questions like these, as they’re eager to know the right way to parent. However, health economist Emily Oster argues in Cribsheet that there isn’t just one right way to parent a young child. What’s best for one family isn’t always best for another. She argues that you can discover the best parenting decisions for your family by consulting research and applying strategies from economics to your decision-making process.

In this guide, we’ll explore Oster’s advice on making research-based parenting decisions. We’ll also present her research on some of the most important and controversial topics in parenting, from breastfeeding to potty training. Throughout our guide, we’ll contextualize Oster’s findings by exploring how social and cultural norms and stigmas influence parenting decisions. Furthermore, we’ll supplement Oster’s recommendations with additional actionable advice, such as how to identify trustworthy data and how to reduce your child’s chance of having a peanut allergy.

Romantic comedies always seem to end when the relationship begins, but what happens after?

While there's no guarantee of happily ever after, the authors of Eight Dates argue that there's a secret to a healthy, long-lasting relationship—make time for your partner and stay curious. Eight Dates is a resource for building a stronger relationship with your partner by committing to learning about who they are and who they're becoming, starting with eight powerful dates.

The book is a collaborative effort by two married couples: John Gottman and Julie Schwartz Gottman, who founded a research institute focused on building strong relationships and preventing divorce, and authors Doug Abrams and Rachel Carlton Abrams.

In this guide, we’ll explain why weekly dates are important for sustaining a strong relationship and provide a roadmap for eight dates you can go on with your partner. We’ll supplement the authors’ recommendations with advice from other relationship experts, including Amir Levine and Rachel Heller (Attached), Esther Perel (Mating in Captivity), and Gary Chapman (The 5 Love Languages).

How to Talk So Kids Will Listen & Listen So Kids Will Talk helps parents build mutually respectful relationships with their children. Written by two educators, it’s been dubbed “the parenting bible” by The Boston Globe. Although it was published over 40 years ago, it remains popular because of its concrete advice on how to communicate in a way that shows your child you hear them and care about how they feel.

Having to say no to your child can make you seem like the enemy. The ideas in this book can shift that dynamic and show the child you’re on their side. Instead of getting locked in power struggles, you can work together to solve problems. You’ll learn how to give effective praise, respond when your child says they “hate” someone, get your child to cooperate, promote their independence, and get better behavior without punishment. This guide updates the material in the book and includes additional research about effective parenting techniques, including newer brain research that supports the authors’ original recommendations.