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In his book Secrets of the Millionaire Mind, author T. Harv Eker argues that the key difference between the (self-made) rich and the poor boils down to mentality. Specifically, he says that the way you have been conditioned to think about money in your childhood is the reason why you are where you are money-wise.
Below is a selection of Secrets of the Millionaire Mind quotes by T. Harv Eker.
Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth
In his book Secrets of the Millionaire Mind, T. Harv Eker argues that you can dramatically improve your finances by taking conscious control of your thoughts and adopting a rich attitude—this rich attitude will inspire you to take new actions that lead to your financial success.
According to Eker, your money mindset is a construct of all of the beliefs you hold about money. This construct programs the way you relate to money because:
- Your thoughts and beliefs determine how you feel.
- Your feelings determine the decisions you make and how you act.
- Your actions determine the results you get and how much money you have.
Therefore, this programming leads you to develop habits and behave (often unconsciously) in specific ways to create results that align with your money mindset.
The following Secrets of the Millionaire Mind quotes highlight Eker’s key ideas.
“Recall that thoughts lead to feelings, feelings lead to actions, and actions lead to results. Everything begins with your thoughts—which are produced by your mind.”
Eker is a firm believer that your thoughts and feelings about money—your money mindset—is the key determinant of your state of finances. For example, if your role models worked hard but never had enough money to enjoy themselves, you may have the belief: “There is never enough money, no matter how hard I work.” This belief creates an uncomfortable feeling every time you think about going to work or managing your finances, and it leads you to act in unproductive ways such as frivolously spending your money instead of saving it. Your discomfort may also cause you to resent people who do have enough money. In contrast, if you grew up in an environment where money was not a cause for concern because there was always enough, you’re less likely to feel discomfort or resentment around the subject of work and money.
“You can have all the knowledge and skills in the world, but if your “blueprint” isn’t set for success, you’re financially doomed.”
If you don’t change your money blueprint, Eker claims, you will never be able to transcend your financial situation. To start changing your financial blueprint, examine your reasons for viewing money the way you do and how you justify these thoughts. If you notice that you engage in any of the tendencies on Eker’s list, first ask yourself where you learned to react in this way (for example, from your role models or your social group). Next, ask yourself what benefits you receive from behaving this way (you get to stay in your comfort zone). Finally, ask yourself if reacting in this way empowers you to move towards your financial success or discourages you from taking positive action to improve your finances.
“Recall that thoughts lead to feelings, feelings lead to actions, and actions lead to results. Everything begins with your thoughts—which are produced by your mind.”
According to Eker, the reason you are where you are money-wise is because of your thoughts and feelings in relation to money. If you want to create massive wealth, you must align your thoughts and behaviors with this intention which will lead you to take actions that create wealth. Self-made rich people focus wholeheartedly on what they want and they willingly make any necessary sacrifices to achieve their money goals. Their motivation to create wealth overrides their doubts and fears and makes them more resilient to setbacks.
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Here's what you'll find in our full Secrets of the Millionaire Mind summary :
- The difference between the way rich people and poor people think and feel about money
- How to improve your finances by taking conscious control of your thoughts
- Why you may be holding yourself back from becoming wealthy
