Why “Buy Now, Pay Later” Regulation Is on the Horizon

Why “Buy Now, Pay Later” Regulation Is on the Horizon

Why is “Buy Now, Pay Later” regulation in the works? Who do these programs help and harm? Buy Now, Pay Later (BNPL) services provide short-term financing that enables people to make large purchases they might otherwise not be able to afford. But critics argue that the services put financially vulnerable individuals at greater risk. Continue reading to learn about BNPL programs and regulations.

Why We’re Polarized by Ezra Klein: Book Overview & Takeaways

Why We’re Polarized by Ezra Klein: Book Overview & Takeaways

Why are Americans so politically divided? Can anything be done about it? Why We’re Polarized by Ezra Klein argues that Americans are split into two sharply contrasting groups rooted in partisan identities. He believes this is a departure from previous eras when political divides were more about issues than identities. Continue reading for an overview of this book that provides insight into what’s going on in America today.

When Did the Federalist Party End? The Decline and Fall

When Did the Federalist Party End? The Decline and Fall

When did the Federalist Party end? What triggered the collapse of Federalism? Federalism slowly began to fizzle out by the end of the 18th century due to the rise of Republican voters and presidents. Ron Chernow’s biography Alexander Hamilton details the fall of Federalism and Hamilton, who was the de facto leader of the party. Read more about the end of Federalism and Hamilton’s career.

Alexander Hamilton: Early Life and Success as a Writer

Alexander Hamilton: Early Life and Success as a Writer

What was Alexander Hamilton’s early life like? How did Hamilton go from an underprivileged boy in the Caribbean to a successful writer? Hamilton’s childhood is described in Alexander Hamilton by Ron Chernow as a rags-to-riches story. While some details about Hamilton’s parentage and upbringing are still unknown, there’s no denying that he had an extraordinary transformation. Keep reading to learn more about the early life of one of the most influential political figures in America.

Can and Should the US Abolish the Debt Ceiling?

Can and Should the US Abolish the Debt Ceiling?

What purpose does the debt ceiling serve? What are its pros and cons? Is abolishing the debt ceiling feasible? Many Americans agree that Congress’s increasingly chaotic debt ceiling negotiations have become a distracting and dangerous spectacle. But to date, calls to abolish the ceiling have fizzled.  We’ll examine why the US has a debt ceiling and what it would mean to abolish it.

Jimmy and Rosalynn Carter: Best Friends and Confidantes

Jimmy and Rosalynn Carter: Best Friends and Confidantes

Why didn’t Rosalynn Carter accept Jimmy’s first marriage proposal? How did this couple redefine the role of the First Lady? In His Very Best, biographer Jonathan Alter tells the story of Jimmy and Rosalynn Carter. He discusses their courtship and their time together while Jimmy served in the US Navy, the White House, and beyond. Read on to learn about the shared life of this historic couple.

How Climate Change Is Affecting Homeowners Insurance

How Climate Change Is Affecting Homeowners Insurance

Why is it a bad idea to buy a house in California or Florida right now? How is climate change affecting insurance? A growing number of US home insurers are limiting coverage, raising rates, and pulling out of states entirely as climate change-related natural disasters grow in frequency and intensity. Failure to address the problem will further destabilize already weakened insurance markets. Here’s what you need to know about climate change, insurance, and the housing market if you’re considering investing in property.

Leveraging Watergate: Jimmy Carter’s Campaign for President

Leveraging Watergate: Jimmy Carter’s Campaign for President

What was Jimmy Carter’s campaign strategy when he ran for president? Why was it effective? In His Very Best, biographer Jonathan Alter presents a fresh perspective on Jimmy Carter’s life and career. One major chapter in Carter’s story is his successful run for president in 1976. Keep reading to learn about Jimmy Carter’s campaign strategy and how it succeeded.

What Are Stand Your Ground Laws & Are They Still Relevant?

What Are Stand Your Ground Laws & Are They Still Relevant?

What are stand-your-ground laws, and should they be considered in 2023? What effect do stand-your-ground laws have on crime? Despite recent cases of homeowners shooting people who mistakenly approached their homes, Republicans are pushing for a national stand-your-ground law. This law would allow people who feel threatened to use deadly force. Below, we’ll look at the effect of such laws, already established in more than 30 states, on society and on crime rates.

The Colorado River Agreement: Everything We Know

The Colorado River Agreement: Everything We Know

What is the Colorado River Agreement? Is it too late to save the river? The Colorado River is rapidly drying up due to mismanagement and the ongoing drought in the Western US. The seven Colorado River Basin states have struck a deal with the Biden administration to drastically reduce their water consumption, which they hope will stabilize the water supply for the short term. Below we’ll go over the Colorado River Agreement, including why it’s needed, the details of the deal, and whether or not it’s too late.