Money

Is your credit card debt getting out of hand? Do you want to finally start paying it off but don’t know to go about it? Getting out of credit card debt not only feels good emotionally, but it also boosts your credit score and can save you thousands of dollars in interest. Instead of thinking of debt as a looming monster you’ll have to deal with “someday,” think about how much money you’re losing every day by carrying a balance that’s racking up interest. In this article, you’ll learn how to get out of credit card debt in five steps.

Thinking of hiring a financial advisor to help manage your investment portfolio? Does one really need professional expertise to manage their investments? If you’re not a personal finance expert, managing your portfolio might seem intimidating, and you may even be tempted to hire a professional financial advisor. However, unless your financial situation is especially complicated, you don’t need a financial advisor—you can get the same (or even better) results by managing your own investments, even without any special expertise.  In this article, we’ll see how financial “experts” are typically no better than amateurs when it comes to predicting the market

Should you get a credit card? Why do some personal finance advisors discourage young people from getting credit cards? Credit cards have somewhat a bad rap: many personal finance gurus urge people (especially young people who don’t have financial stability) to stay away from them. But credit cards aren’t inherently bad—if you use them responsibly, they’re a great way to proactively improve your credit and get access to useful perks. In this article, you’ll learn the pros and cons of credit cards, how to use credit cards responsibly to build your credit, and how to find the right credit card