Universal Basic Income: Pros and Cons for the U.S.

Universal Basic Income: Pros and Cons for the U.S.

What is universal basic income (UBI)? What are the pros and cons of universal basic income? A Universal Basic Income is a proposed program where the government would pay everyone a monthly stipend with no strings attached. At present, polls indicate that only a minority of Americans are in favor of a UBI, while opponents worry that it would be too expensive and would reduce incentives to work. Keep reading to learn more about the pros and cons of universal basic income in the U.S.

How to Spend Less Money: Tips for Cutting Your Expenses

Guaranteed Basic Income: Creating A Better Tomorrow

Are you an irresponsible spender? Do you often find yourself wondering where your money actually goes? Does your credit card bill often come as a surprise? Many people are guilty of overspending and living beyond their means. When you spend all—or more than—the money that you earn, you damage your long-term financial prospects. You could have put that money to better use by saving or investing it. With this in mind, here are a few tips on how to spend less money and become financially responsible.

3 Bitcoin Characteristics That Make It Superior to Fiat Money

How to Create a Wealth Mindset to Change Your Reality

Is bitcoin a good substitute for fiat money? What are some bitcoin characteristics that make it superior to fiat money? In his book The Bitcoin Standard, economics professor Saifedean Ammous suggests that bitcoin has the necessary characteristics to become the global monetary standard. Specifically, bitcoin has what Ammous calls good “salability”—that is, the ability to transmit value. Let’s examine bitcoin’s salability across three dimensions: scale, space, and time.

How to Save Money During the Holidays & Stop Overspending

How to Save Money During the Holidays & Stop Overspending

Want to know how to save money during the holidays? How can you stop overspending on gifts? With inflation cutting into Christmas budgets and a recession possible next year, shoppers in many countries are checking their Christmas lists twice—and crossing off a few things. But rather than ruining the holiday, experts say saving money during the holidays can be good for you. Keep reading to learn how to save money during the holidays and avoid overspending.

Saifedean Ammous: How Trustless Is Bitcoin, Really?

Saifedean Ammous: How Trustless Is Bitcoin, Really?

How trustless is bitcoin, really? How are trustless transactions executed on the bitcoin network? The bitcoin network is designed in such a way that it makes it possible to complete financial transactions without the need for trust. The payee can’t default on the payment because the transaction is verified by the whole network—a large number of independently-operated servers all over the world. Here’s how bitcoin makes trustless transactions possible.

Is ESG Investing Good? Learn the Pros & Cons

Is ESG Investing Good? Learn the Pros & Cons

What is ESG investing? Is ESG investing good? What are the pros and cons? Republicans have pledged to pass legislation limiting or even prohibiting corporations from investing in ESG (environmental, social, and governmental) initiatives. However, ESG supporters argue that there are solid economic reasons to support such initiatives. Read on to learn if ESG investing is a good choice by learning the pros and cons of ESG initiatives.

How to Manifest Money: Amass Riches Through Thought   

How to Manifest Money: Amass Riches Through Thought   

Do you want to know how to manifest money into your life? Why do the rich seem to attract money like a magnet, while the poor struggle to make ends meet? Thoughts are powerful: What you think becomes your reality. This applies to everything, including money. While you can’t manifest money by thinking about it, you can channel your thoughts in the direction that will lead you toward it.  With this in mind, here’s how to manifest money and attract the riches you’ve only dreamed of.