Money Archives

Is College Necessary for a Successful Future?

Why are more employers abandoning college degree requirements? What are the pros and cons of eliminating them? Is college necessary for a successful future? A growing number of public and private sector employers in the US are dropping college degree requirements for job seekers. Human resources experts say that, in the years ahead, successful companies will reduce requirements that narrow talent pools and hire candidates with evergreen “soft skills.” Here’s a look at the pros and cons of eliminating college degree requirements.

How Does Warren Buffett Invest? Tips to Manage Your Portfolio

How does Warren Buffett invest? What’s the best way to adopt his approach? In The Warren Buffett Way, investment professional Robert G. Hagstrom outlines Warren Buffett’s investment strategies. Hagstrom explains why Buffett believes that focus investing is better than modern portfolio theory, and he shares some pitfalls to avoid as a focus investor. Read on to learn how to manage your portfolio like Buffett and to find an exercise that will help you examine your investing habits.

What Is Greedflation, and Does It Actually Exist?

What is greedflation? Why is it controversial? Is it just a conspiracy theory? Some economists say companies are using inflation as an excuse to ratchet up prices to profit excessively. Known as “greedflation,” this practice comes at the expense of American consumers. Mainstream economists have been skeptical of the greedflation concept, with some calling it a conspiracy theory. Keep reading to learn about greedflation and the opposing viewpoints as to its existence.

Summer Travel Tips for 2023: Avoid Crowds & Save Money

Are you planning to travel this summer? What can you do to save money and avoid the crowds? Nearly 85% of Americans plan to travel this summer, meaning you can expect big crowds, long lines, and high prices at popular destinations. Thankfully, there are some measures you can take so you can enjoy your summer vacation, stress-free. Keep reading for summer travel tips for avoiding crowds and major travel snags, and for staying on a budget.

California Black Reparations: Overdue or Unnecessary?

What is California’s Black reparations proposal all about? How does it compare to past reparations attempts? What does the public think? A task force in California has approved a proposal seeking reparations for Black residents for generations of harm due to the legacy of slavery. This prompted a lot of different responses including approval, confusion, and some have even called it a “scam.” Here we’ll discuss that proposal within the context of the national conversation around reparations.

How to Avoid Being Scammed Online and in Person

Has a deal ever seemed too good to be true? How can you avoid being scammed? In one of the last phases of their game, con artists will try to get you to double down on the deal you’re making with them. This is probably the point that you’ve suspected something’s a little fishy, so they’ll do everything in their power to keep you on board. Here’s how to avoid being scammed and manipulated.

How the New Mortgage Fees Will Affect Homebuyers

How have mortgage fees changed? How will the new mortgage fees affect you? Why has the new framework come under scrutiny? As of May 1, US homebuyers may pay a little more or a little less in mortgage fees depending on their credit score—and a lot of people are unhappy about the news. New mortgage fee adjustments have stirred up a controversy and put the agency responsible for the changes on the defensive. Read on to learn about the new framework, including who the mortgage fee adjustments apply to.

How to Prepare for Retirement: 5 Steps to Check Off

Do you want to retire comfortably? How can you start preparing for retirement early? Retirement isn’t something that just magically happens. You have to be dedicated to creating a financially stable situation for yourself years down the line when you stop working. Thankfully, the steps to retirement aren’t that hard. Let’s look at how to prepare for retirement in five steps.

How to Get Facebook Settlement Money: Claim Your Share

Wondering how to get Facebook settlement money? If you submit a claim, how big could your payment be? In December 2022, Facebook’s parent company, Meta, settled a $725 million class-action lawsuit after the company shared or made private user data accessible to third parties without users’ permission. If you were a Facebook user, you may be eligible to claim a portion of the settlement. Read on to learn how to apply to get a portion of the Facebook settlement before the deadline.

Real Estate Investment Trusts (REITs): A Beginner’s Guide

Have you ever heard of Real Estate Investment Trusts (REITs)? Did you know the market for REITs was already valued at $1.47 trillion in 2020 and on track to add another trillion by 2028? REITs are a type of investment that allow you to invest in real estate properties without owning them physically. It’s a great way to get exposure to large-scale real estate investments and receive a steady income stream. In this beginner’s guide, we will cover everything you need to know about REITs, including their advantages and risks, how to invest in them, how to evaluate them, and