Are you looking for a review of The Color of Law? What’s the main argument of The Color of Law? This review of The Color of Law explores the causes of racial residential segregation as identified in the book. The Color of Law argues that discriminatory government policy is primarily responsible for segregation in America. Read the review of The Color of Law to better understand the role of the government in racial segregation.
Roots of Residential Segregation in the United States
When was the start of residential segregation in the United States? Who played the leading role in creating a segregated America? It started with a landmark, unconstitutional Supreme Court decision in 1883 that refused to equate housing discrimination with slavery. This kickstarted the period between 1883 and 1963 when residential segregation in the United States became prevalent. The government at all levels contributed to this issue. Read more about the history of residential segregation in the United States.
Racial Segregation in Housing: Systemic Inequality
How did federal housing policies enable racial segregation in housing? What is the impact of racial discrimination in housing? Federal housing policies mandated that public housing projects must reflect the racial composition of the neighborhoods around them. This created an environment where African Americans and whites lived in distinct enclaves. Racial segregation has had a destructive impact on Blacks, contributing to wealth inequality and poverty. Read on to learn more about how the government facilitated racial segregation in housing.
Racial Predatory Mortgage Lending and the 2008 Crisis
What is predatory mortgage lending? How did years of predatory lending affect Black families during the 2008 financial crisis? Predatory mortgage lending is the imposition of unfair loan terms that diminish the borrower’s ability to repay. Predatory lending practices that were designed to exploit low-income Black families such as subprime mortgage loans led many of these families to default and lose their homes during the 2008 crisis. Read more to learn more about how predatory mortgage lending ensured African Americans were disproportionately affected by the 2008 crisis.
The Causes of Residential Segregation in America
What are the causes of residential segregation? What are the effects of residential segregation? Discriminatory public housing policy, housing unaffordability, and the failures of government agencies are the primary causes of residential segregation. Residential segregation has led to isolated black neighborhoods that have lower housing quality, high rates of poverty, and less access to good education. Read on to learn more about the causes of residential segregation.
Investing for the Future: 3 Things Millionaires Do
Why is investing for the future important? How do millionaires go about investing for the future? Investing for the future is important because the wealth you build through your investments will provide financial security and additional income. Millionaires invest for the future by putting their savings in investment vehicles like stocks and allowing them to grow. Read on to learn more about how millionaires are investing for the future.
Understanding Real Estate Discrimination Tactics
How did estate agents perpetuate real estate discrimination? What was the response of the government to racism in real estate? Agents perpetuated real estate discrimination using tactics like restrictive covenants, contract sales, and blockbusting to deny African Americans access to quality, high-value properties. The government’s response to racism in real estate was to condone and even help enforce these unfair practices. Read more to fully understand the scope of real estate discrimination by estate agents.
The Millionaire Next Door: The Most Popular Car Is…
Why is The Millionaire Next Door‘s most popular car not a flashy, high-status vehicle? What car do millionaires drive the most? In The Millionaire Next Door, the most popular car is not a high-status vehicle because millionaires understand that flashy cars are overpriced, they prefer to buy quality, used cars. Millionaires prefer full-sized American-made vehicles like Ford, Cadillac, Lincoln, and Jeep. Read on to discover why The Millionaire Next Door‘s most popular car is a regular, affordable vehicle.
De Facto and De Jure Segregation: How They Differ
What is the difference between de facto and de jure segregation? Are all forms of segregation banned by the constitution? The difference between de facto and de jure segregation is that de facto segregation is by personal choice or private practices, while de jure is due to discriminatory government policy. The Supreme Court ruled that de jure segregation is unconstitutional, while de facto segregation cannot be remedied by the constitution. Read on to discover the history and examples of de facto and de jure segregation in housing.
The Frugal Millionaire: More Common Than You Think
What are the habits of the frugal millionaire? Why are there so many frugal rich people? The frugal millionaire next door shuns an extravagant lifestyle and instead practices frugal habits such as living below your means, budgeting, and saving money. There are many frugal rich people because they didn’t get rich through wasteful spending, they got rich by smartly investing their money. Read more to discover the habits and quirks of the frugal millionaire.